Research and views
What we’re seeing, and doing.
Views
Harpreet Grewal · Sep 2026I spent $50 million on consultants and got nothing but slide decks.Why 123G runs on outcomes, not hours, and the one question every leader should put to their next advisor.
Read the article John Farrell · Vaiu Global · Aug 2026Money became programmable. Authorization didn’t.A decade of new money instruments, and not one changed how a payment is permitted. Why that layer matters most.
Read on Vaiu John Farrell · Vaiu Global · Jul 2026If you’re going to have programmable money, you need to be able to program it.What decides the future of payments isn’t which stablecoin wins, but the authorization layer above them all.
Read on Vaiu John Farrell · Vaiu Global · Mar 2026The digital blind spot: why your $1,000 smartphone still relies on a 1960s paper trail.Digital receipts, atomic finality and the end of dead data in commerce.
Read on Vaiu
Read the article John Farrell · Vaiu Global · Aug 2026Money became programmable. Authorization didn’t.A decade of new money instruments, and not one changed how a payment is permitted. Why that layer matters most.
Read on Vaiu John Farrell · Vaiu Global · Jul 2026If you’re going to have programmable money, you need to be able to program it.What decides the future of payments isn’t which stablecoin wins, but the authorization layer above them all.
Read on Vaiu John Farrell · Vaiu Global · Mar 2026The digital blind spot: why your $1,000 smartphone still relies on a 1960s paper trail.Digital receipts, atomic finality and the end of dead data in commerce.
Read on Vaiu
News
Apr 2026Vaiu Global appoints John Farrell as Chief Executive OfficerThe former CTO of Earthport and founding head of 123G’s fintech vertical takes the top role.
Nov 2025Founderpath allocates $20M to fund growth for 123G SaaS clientsNon-dilutive capital reserved for 123G SaaS clients, with access to funding within five business days.
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